Regulated Finance

Execution-bound governance for delegated agency; when autonomous systems can move funds, change policy, or approve claims

The Autonomous Act

An insurance company deploys an autonomous claims agent authorized to approve claims under $5,000. It comprises underwriting, fraud scoring, and payment systems. A prompt cascade or model drift escalates authority indirectly. Funds are released outside approved risk thresholds. Identity was valid. Access was permitted. Policy existed. The action was not contained.

The Liability Gap

Unbounded authority means unbounded liability. Autonomous execution without containment expands the loss surface and exposure.

The Secours Solution

Action-time containment limits scope of effect at the execution boundary. RBC intercepts the action in-path, issues single-use warrants, fails closed when authority is invalid, and records authority events deterministically, turning unbounded exposure into containable, auditable risk.

Why finance adopts

Bounded authority = bounded exposure; bounded exposure = priced risk.